When thinking through saving and investing, be sure to consider your goals and your time-frame for when you’ll need your money as it can affect the best route to get to where you want to be. Saving for a vacation next year looks a lot different than saving for your retirement in 40 years! Not sure where to start? Start with an emergency fund – it’s a good idea as a student to have at least $500 set aside in case the unexpected happens. Remember, though, saving and investing takes discipline and often delaying an immediate “want” for future rewards.
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